Senior Loan Officer - Irvine

Company

Our client, Lima One Capital, stands as the nation's premier lender for real estate investors, relentlessly driving opportunities by educating, empowering, and financing those revitalizing neighborhoods nationwide. Founded in 2010 by two U.S. Marine Corps veterans, Lima One has funded over $10 billion in loans across the country, closing more than 30,000 deals with grit, determination, boldness, and integrity at its core. Backed by the stability of MFA Financial, a publicly traded mortgage REIT with 25 years of success, the company thrives amid evolving market dynamics. Recognized repeatedly on the Inc. 5000 list as one of America's fastest-growing companies and honored as one of South Carolina's Best Places to Work, Lima One fosters a high-performance culture while positioning itself as a one-stop shop for innovative, in-house lending solutions that outpace competitors in speed and flexibility.

Role

Irvine, CA - On-site: Step into a dynamic role at Lima One Capital where you'll grow your sales in a thriving investment lending arena. As a Senior Loan Officer, you'll master our comprehensive product suite – from Fix and Flip to New Construction and Rental Property Loans – educating prospects on tailored strategies, negotiating terms, and nurturing long-term client relationships through inbound warm leads, outbound prospecting, and networking. Leverage state-of-the-art technology and collaborate with an elite team of underwriters and processors for seamless client experience. Ideal for top-performing mortgage originators with at least one year in business-purpose loans, a bachelor's degree or equivalent sales experience, NMLS licensing (company-sponsored if needed), and a competitive mindset thriving in fast-paced environments. This position accelerates your career as you scale alongside a company outpacing rivals in agile underwriting and customer service.

Compensation

Our client invests heavily in top talent with a base salary of $75,000 – yours to keep – plus uncapped, industry leading commissions. Lima One rewards high performers exponentially with accelerators and bonuses pushing commissions even higher. Enjoy industry-leading benefits including medical, dental, vision, life and disability insurance, flexible spending accounts, a safe harbor 401(k) with match, paid parental leave, infertility support, childcare reimbursement, pet insurance, and about a month of PTO annually – all in a supportive setting prioritizing your growth and well-being.

Story

In 2010, two U.S. Marine Corps veterans emerged from the battlefield with a bold vision: to transform real estate investing by providing reliable, innovative financing where traditional lenders fell short. Starting small in Greenville, SC, they bootstrapped Lima One Capital through sheer grit, closing initial loans amid post-recession chaos and rapidly scaling to fund billions in fix-and-flip, rental, and construction projects. Backed by MFA Financial's resources since their partnership, they've weathered market storms – from rising rates to pandemic shifts – emerging stronger as a national force in business-purpose lending. Today, with $10 billion funded and operations nationwide, Lima One's hero's journey continues, empowering investors to build and stabilize communities while offering employees a magnetic destination of purpose-driven growth, veteran-inspired integrity, and exponential opportunities.

Schedule Interview